Insurance
INSURANCE REQUIREMENTS FOR 2024/25 SEASON
There are two types of insurance policies required for the 2024/25 season.
A) Personal accident insurance - this provides protection for someone who is injured in an accident whilst participating in a club activity. This policy could provide either a lump sum benefit or weekly amount (dependent on the cover selected).
Personal Accident insurance protects players, committee members, managers, trainers and assistant referees/officials in the event of an accident arising from football activities.
Since the 2017/18 season, the FA ruled to make personal accident insurance mandatory for all age groups and formats of football, including youth.
Cover is purchased when your club affiliate to the Association and full details are shown on the Affiliation form. Personal Accident Insurance is provided by Marsh Sport.
B) Legal liability insurance - this provides protection against any claims made by third parties against you e.g. claims for slips and trips or damage to third party property as a result of your negligence.
Marsh Sport is a trading name of
Marsh Ltd. Marsh Ltd is
authorised and regulated by the Financial Conduct Authority for General
Insurance Distribution and Credit Broking (Firm Reference No. 307511).
Registered in England and Wales Number: 1507274. Registered Office: 1 Tower
Place West, Tower Place, London EC3R 5BU.
Clubs have the option to
purchase the compulsory insurances either via the NGIS or elsewhere. Other
products are available and independent advice can be sourced from a licensed
insurance broker.
E: marshsport@marsh.com
If you, or one of your players has been injured and you need to make a claim, you will need to contact Marsh Sport with a copy the insurance details your team received during the affiliation process. Use the details below to contact Marsh Sport
Telephone: 0345 872 5060 Email: paclaims@marsh.com
Personal Accident insurance is available to purchase as part of your affiliation. When your club/team completes their affiliation for the season they will be able to choose the level of cover required.
Adult and youth teams now require personal accident insurance as well as public liability insurance. Both types of insurance are compulsory
In 2011, The FA set out to raise the standards of insurances that could be made available to its affiliated members, to enable access to a uniformity of cover across the grassroots game that hadn’t been seen before.
The overarching objective for the NGIS has been to ensure that insurance products, specifically tailored to the needs of grassroots football, could be made available to all.
In 2012, Marsh Sport was appointed by The FA to deliver the NGIS.
The NGIS provides two insurance packages – Combined Liability and Personal Accident.
It is compulsory for all affiliated clubs to have public liability insurance and all affiliated teams to have personal accident insurance.
When affiliating to Herefordshire FA via the Platform For Football, Clubs may choose to opt-in to the NGIS public liability insurance package known as Countycover Plus.
You can also opt-in to the NGIS personal accident insurance via your County FA affiliation, to meet the minimum cover required. When your club/team completes their affiliation for the season they will be able to choose the level of cover required to meet their own needs.
Clubs have the option to purchase the compulsory insurances either via the NGIS or elsewhere. Other products are available and independent advice can be sourced from a licensed insurance broker.
To learn more about the NGIS, please refer to the Marsh Sport website click here.
Marsh Sport is a trading name of Marsh Ltd. Marsh Ltd is authorised and regulated by the Financial Conduct Authority for General Insurance Distribution and Credit Broking (Firm Reference No. 307511). Registered in England and Wales Number: 1507274. Registered Office: 1 Tower Place West, Tower Place, London EC3R 5BU
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